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10 Ways to Save on Money You’ve Already Spent

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Learn how to save on money you’ve already spent. We personally use all 10 and it works!

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► How to Travel for Free – http://bit.ly/1Xn1N0j
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♡ Don’t Forget To Subscribe!
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► Our New Book! – Money Talks: The Ultimate Couples Guide to Communicating about Money – http://amzn.to/1IOjDPT
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► Enroll In Our Course “Teach Me How To Budget” – https://goo.gl/V13zu7
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► Join Our FREE Smart Money Couples Private Group: http://bit.ly/1KlBxKv
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►Speaking/Booking: Want to bring Talaat & Tai out to speak at your church or your event? Email – Bookings@HisandHerMoney.com
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Connect His and Her Money:
►Website: http://www.hisandhermoney.com/
►Instagram: http://instagram.com/hisandhermoney
►Facebook: https://www.facebook.com/hisandhermoney
►Podcast (iTunes): https://itunes.apple.com/us/podcast/the-his-her-money-podcast/id932630328
►Periscope: https://www.periscope.tv/hisandhermoney
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Talaat and Tai McNeely “America’s #1 Money Couple”, are Financial Educators that are on a mission to get couples on the same page financially, and to experience the joys of financial freedom. They are co-authors of Money Talks: The Ultimate Couple’s Guide To Communicating About Money.

They are also the hosts of the top rated podcast, “The His and Her Money Show”. Talaat and Tai McNeely (His and Her Money) have been featured in numerous publications such as Black Enterprise, FoxNews.com, The T.D. Jakes Show, MSN.com, Essence, and Business Insider.

Disclosure: This episode of our Sunday Night Sit Down is sponsored by Earny. However, all opinions and views expressed are our own.

Links may contain affiliates.

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Ilen & Lauren Bell are the husband and wife team behind Black Fitness Today, born, in 2011, out of their motivation to change culture, build a platform and lead the charge. Their purpose is to help change the culture towards health and fitness in the African-American community, showcase those who are making an impact, and promote healthier living. They also aim to serve as a platform for African-American fitness and health professionals and enthusiasts who are otherwise overlooked in traditional fitness media.

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Saving & Investing

10 Ways To Reduce Monthly Expenses Without Much Effort

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my fab finance

Millenial money expert Tonya Rapley of MyFabFinance offers 10 ways you can cut costs, that will add up big in your quest to long-term financial stability! Not only that, Rapley’s tips are simple enough for you to start implementing now!

1. Unplug electronic devices that aren’t being used.
Without thinking about it, our devices are driving up our monthly electric bills by being plugged in all of the time. To help reduce your monthly electric bill simply unplug any devices that aren’t being used, and unplug the cords once the device is fully charged. There’s not a lot of upfront effort, but you’ll definitely see a reduction over time.

2. Use a water filter pitcher and reusable water bottles
This is a small change that can help reduce your monthly grocery expenses. Use a water filter pitcher like Brita and reusable water bottles instead of buying bottled water from the store. There’s a small upfront cost to get the filter and bottles, but you’ll get your money back almost immediately from the savings you’ll see in groceries.

3. Replace light bulbs to energy efficient and keep air filters clean.
Using energy efficient bulbs is a very quick, inexpensive way to save money on your electric bill each month. You can buy them inexpensively on Amazon or at your local Walmart. On that same note, you’ll also want to make sure your air filters are clean. This allows your heating and air systems to work smarter instead of harder; saving you money each month.

4. Use a programmable thermostat to keep temperatures steady.
Keeping your thermostat set at a certain temperature will allow your home to stay cool or warm without much effort from your heating and cooling systems. Use fans to keep cool in the summer months, and blankets to keep warm when it’s cold.

Click here to get the full list on MyFabFinance.com

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Saving & Investing

Should I Spend Or Should I Save?

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It’s a common dilemma that many people face. When something catches your eye that you want to purchase, how do you make the decision as to whether or not you should spend the money to buy it, or save that money for something else?

♡ Don’t Forget To Subscribe!
———-
✅ Our New Book! – Money Talks: The Ultimate Couples Guide to Communicating about Money – http://amzn.to/1IOjDPT
———-
✅ Enroll In Our Course “Teach Me How To Budget” – https://goo.gl/V13zu7
———-
✅ Join Our FREE Smart Money Couples Private Group: http://bit.ly/1KlBxKv
———-
✅ Speaking/Booking: Want to bring Talaat & Tai out to speak at your church or your event? Email – Bookings@HisandHerMoney.com
———-
Connect His and Her Money:
►Website: http://www.hisandhermoney.com/
►Instagram: http://instagram.com/hisandhermoney
►Facebook: https://www.facebook.com/hisandhermoney
►Podcast (iTunes): https://itunes.apple.com/us/podcast/the-his-her-money-podcast/id932630328
►Periscope: https://www.periscope.tv/hisandhermoney
———-
Talaat and Tai McNeely “America’s #1 Money Couple”, are Financial Educators that are on a mission to get couples on the same page financially, and to experience the joys of financial freedom. They are co-authors of Money Talks: The Ultimate Couple’s Guide To Communicating About Money.

They are also the hosts of the top rated podcast, “The His and Her Money Show”. Talaat and Tai McNeely (His and Her Money) have been featured in numerous publications such as Black Enterprise, FoxNews.com, The T.D. Jakes Show, MSN.com, Essence, and Business Insider.

Disclosure: Links may contain affiliates.

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